WealthBaseCamp.com Privacy Policy

Last Updated January 18, 2007

Agreement to WBC Privacy Policy

By viewing or using the WealthBaseCamp.com or related websites, you agree to the terms of the WBC Online Privacy Policy, as outlined below. If you do not agree to these terms, please do not access or use this site. Notice of all changes that materially affect ways in which your personally identifiable data may be used or shared will be posted in updates to our Privacy Policy. If you continue to use the WBC service after notice of changes have been sent to you or published on our site, you hereby provide your consent to the changed practices.

About WealthBaseCamp.com

WealthBaseCamp.com (hereinafter referred to interchangeably as wealthbasecamp, wealthbasecamp.com, or WBC) is an interactive service that allows members to set up personal profiles that can be linked together through networks of contacts, email each other, write and share reports with each other, and host, attend or participate in forums, groups, and events. To enrich our members' experience, we request and display some personal information to other members and visitors, which allows our users to identify each other, expand their networks, and learn from others. WBC members can change their profile information at any time and can control how other members and the service communicates with them.

General Principals

Your privacy is our top concern. We work hard to earn and keep your trust, so we adhere to the following principles to protect your privacy:

· We will never rent or sell your personally identifiable information to third parties for marketing purposes
· We will never share your contact information with another user, without your consent.
· Any sensitive information that you provide will be secured with all industry standard protocols and technology

This Privacy Statement answers the following questions:
- What information does WBC gather about you?
- Who Sees your Information?
- How does WBC use your personal information?
- Will WBC Disclose Any of Your Personal Information?
- How do we use "IP addresses" and "Cookies"?
- Privacy Policies of Third Party Advertising and Links
- What kind of security measures to we take to protect your information from accidental loss or disclosure?
- How do we respect children's privacy?
- How can you edit or remove the information we have about you?
- Other information you should know about Privacy.
- Changes in Our Privacy Policy
- Contacting Wealth Base Camp

WealthBaseCamp.com cares about online privacy. If you have any questions concerning this privacy policy, please email us at privacy@wealthbasecamp.com

What information does WBC gather about you?

WBC collects information about our members so that we can provide a more interesting and useful service, as well as more appropriate advertising.

During the registration process, WBC collects mandatory data including User name, Password, email address. We collect this information in order to authenticate users and to send notifications to those users relating to the WealthBaseCamp.com service.

After the initial registration process, you may provide additional information about yourself on a voluntary basis to allow other WBC Members to better get to know you. For example, you may choose to provide your name, your location, your title, your experience, what you have to offer to other WBC Members, what you are looking for from other WBC Members, etc. You may also upload photograph(s) of yourself. Providing additional information beyond what is required at registration is entirely optional, but enables you to better identify yourself and find new opportunities in the WBC system. This voluntary data you choose to provide to WBC is accessible to all other WBC Members and the general public without restrictions.

WBC does not ask you to provide personal details of a potentially sensitive nature, such as your ethnic origin or religious beliefs. If however you choose to supply such information voluntarily, it will be viewable by any other member or casual viewer. WBC also collects other profile data including but not limited to: personal interests, gender, age, education and occupation, industry, experience etc in order to assist users in finding and communicating with each other.

We collect IP addresses for site security and to help us understand how people use our sites so that we can improve our sites and our users' respective experiences. For similar quality reasons, we use a feature known as a "cookie." Cookies contain bits of information that websites transfer to your computer's hard drive for record-keeping purposes. Cookies can make the Web more convenient by storing information about your preferences on a site. Although we may assign your browser a cookie, the cookie does not tell us who you are. Only you can tell us that. We discuss cookies later in this Privacy Statement.

We may also collect your email address when you submit content to our sites (for example, a contest entry, or a review of a product). Unless we get your approval, we will not display your address with your submission.

WBC also logs non-personally-identifiable information including IP address, profile information, aggregate user data, and browser type, from users and visitors to the site. This data is used to manage the website, track usage and improve the website services. This non-personally-identifiable information may be shared with third-parties to provide more relevant services and advertisements to members. User IP addresses are recorded for security and monitoring purposes

Your password and email address are not visible to any of the WBC members at any time. In no event shall WBC disclose or pass your password or email addresses to any third party.

Invitations, Referrals, and Other Communications to Non-members: If you use our refer a friend service email an invitation to WBC to friend, you will need to provide us with your friend's name, email address and your email address as a return address. We will automatically send this person a one-time email to invite your friend to visit and register with our site. We will not use these email addresses for any other purpose. This information will be used only by WBC to send your invitation that includes a message that you write. The names and email addresses of people that you invite will be used only to send your invitation and reminders.

All information that you enter or upload about your contacts will be covered by the same terms of this privacy policy as cover your own personally identifiable information.

WBC stores the email addresses that members provide so that the respondents may be added to the friend's list of the member sending the invitations, and also to send reminders of the invitations. WBC does not sell these email addresses or use them to send any other communication besides invitations, invitation reminders. Recipients of invitations from WBC may contact WealthBaseCamp.com to request the removal of their information from our database.

WBC members may also store email addresses of people they know in their internal WBC address book and may also choose to send invitations and other communications to those addresses You may prevent WBC email invitations and other messages from being sent to any email address you control by contact WBC at privacy( at )wealthbasecamp.com. Please note that the email must come from the account you wish to block.

Who Sees your Information?

By its very nature and purpose, the WBC website is a medium by which people make contact with each other and share information. All of the personal information you enter onto the WBC site and choose to be displayed will be viewable by any other WBC member, any non-WBC member, or any casual visitor to the site, including search engines that index the pages of the WBC website.

You should understand that information you provide through the registration process or use of our Platform (including your name (if provided) and location information) may be accessible by and made public through syndication programs and by search engines, metasearch tools, crawlers, metacrawlers and other similar programs.

We will never display your password, email or credit card information. Other than these three items, do not enter any info if you do not want it displayed to others.

Chat Rooms, Journals and WebLogs, Message Boards, Classifieds and Public Forums:

Please be aware that whenever you voluntarily post public information to Forums, WebLogs, Reports, Classifieds or any other areas of the site, that that information along with your screen name can be accessed by the public and can in turn be used by those people to send you unsolicited communications. We have no way of preventing individuals or companies from contacting you if they've seen your information publicly posted.

Remember that whenever you disclose personal information publicly that information can be collected and used by others. In short, if you post personal information online where people can see it, people will know that information and you may receive unsolicited messages from other parties in return. If you do not want strangers to have your email address, you should not post your email address on a discussion board.

Also please be aware that when you post messages on our discussion boards, people can respond to your posts through our "Reply" email function. Of course, they still will not know your email address (unless you send email to them).

Communications with WBC and its Members:

You may receive communication from WBC, other members, and WBC Moderators, Hosts and Organizers in the normal course of utilizing our Platform.

Members, Moderators, Hosts, and Organizers will not have access to your email address, but will contact you via the anonymous email functionality of the WBC system. However, they will gain access to your email address if you do either of the following

1) Respond to an email from a member, moderator, host, or organizer

2) Give your email directly or indirectly to a member, moderator, host, or organizer host by writing it down at a meeting, on a sign-in sheet, emailing it to them or any other method outside the WBC system.

Please note that WBC does not recommend or endorse any of the members, moderators, organizers or hosts, and that they are not bound by this privacy agreement Therefore, exercise caution in whom you choose to share your email address and personal contact information with.

How does WBC use your personal information?

User Profile information including members' pictures, usernames, and names are displayed to people in order to facilitate user interaction in the WBC community. Email addresses are used for the purposes of inviting new friends to join WBC, to add users to members' friends' networks, and to send notifications related to the service.

With the exception of inviting friends, adding friends, and notifications, a user's email address is not shared or displayed to people within a user's personal network. Users within a personal network communicate on WBC with each other through the WBC service, without disclosing their email addresses. To facilitate searching and finding friends and acquaintances on the service, WBC allows users to search for other members using first and last name, and email address

We may also use a user's email address to send updates, a newsletter or news regarding the service. Users may choose not to receive email of this type by changing their "notification" settings in the user "Account Settings"

From time to time, WBC or a partner may sponsor a promotion, sweepstake or contest on wealthbasecamp.com. Users may be asked to provide personal information including name, email address or home address or to answer questions in order to participate. We may transfer personal information to certain ad partners that you have explicitly requested to receive information from. It will be clear at the point of collection who is collecting the personal information and whose privacy statement will apply

Your personal information may be used by us to promote WBC events, services and products that we have available now or may choose to introduce in the future. By signing up for WBC membership you are opting into WBC announcements and newsletters, you can opt-out of these at any time by changing your account settings.

WBC collects personal information to provide you, the user, with the best and most personalized experience possible, and to provide our advertisers with an efficient way to reach the right audience. We may use that personal information to improve your interaction with the site and with other members of WBC.

We conduct research on our users' demographics, interests, and behavior based upon the information you provide us when you register or participate in contests or other promotions on our site, or based upon the information on our server log files. This research is compiled and analyzed on an aggregated basis.

Will WBC use your information for direct mails?

If you register with WBC or sign up for or buy any of our products or services, we may send you information about our various products and services, or other products and services that we believe may interest you. Our partners in co-branded products may also send you information.

If you do not want to receive such offers and mailings, you can click the "unsubscribe" link found in our email messages.

Members who no longer wish to receive updates or notifications may choose not to by selecting 'Do not send me notification emails' in the user profile 'Account Settings'. Users who do not wish to receive WBC newsletters may choose not to by selecting 'Do not send me WBC newsletters' in the user profile 'Account Settings'. All notification emails and MySpace.com newsletters also include the above instructions for opting-out of those communications in the future.

4) Will WBC Disclose Any of Your Personal Information?

Without your affirmative consent on a case by case basis, we do not sell, rent or otherwise share your personally identifiably information with other third parties except

Instead, to the extent we share information with our partners and advertisers, we share only aggregated information consolidated by geographic location, industry interests that is not linked to your personally identifiable information. . For example, we might tell an advertiser that there are 120,000 WBC members in Miami, but we will not tell them that Sonny Crockett is one of them, nor will we tell them that his email address is sonny@vicesquad.com.

We may also use this aggregated information to help the advertisers reach the kind of audience they want. They may give us an ad and tell us the type of audience they want to reach (for example, males in the 12314 ZIP code). WBC (or people working on our behalf, under contracts and confidentiality agreements) would then take the ad and display it to users who have told us they meet those criteria. We may also disclose aggregate information (for example, information showing that 1.2MM of our members clicked on a particular Web advertising banner last month) in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.

Required Disclosures: Except as otherwise described in this privacy statement (see below), WBC will not disclose personal information to any third party unless required by law or if we have a good-faith belief that such action is necessary to (a) comply with a current judicial proceeding, search warrant, a court order or other legal process served on our website or company, (b) enforce this Policy or the Terms of Service Agreement or to protect our rights, (c) respond to claims that your Personal Information violates the rights of third parties; or (d) protect the rights, property or personal safety of WBC, its users and the public. You authorize us to disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property. WBC reserves the right to transfer personal information to a successor in interest that acquires rights to that information as a result of the sale of WBC or substantially all of its assets to that successor in interest.

As for individually identifiable information, we may disclose it only under the following circumstances:

- We may disclose information to others when we have your consent. If you sign up for a special offer from an advertiser, we will provide your individual contact information so that the advertiser or its agent can fulfill the special offer. Once the advertiser receives the information, it will handle the information under its own privacy policies. If you do not want a particular advertiser to have your personal information, then you should not sign up for that advertiser's offer.

- If you sign up for a service that relies upon third parties for important elements, we will provide your personal information to the third parties so that they can provide you with their services, and those companies will treat the data under their own policies. We will tell you about these service providers at the time you sign up for the service.

- We may disclose information to selected partners, under nondisclosure agreements, only for the purpose of marketing WBC co-branded offerings Those partners will be able to use the personal information they receive from us only for marketing the co-branded offerings, not for marketing anything else. If you then sign up for a co-branded product from our partner, the information you provide to that company will be subject to the partner's own privacy policies. If you would prefer not to hear about such products and services, simply go to our opt-out page and let us know.

- If you buy something from us, we will disclose your personal information to the extent necessary to fulfill your order and charge your credit card (if applicable). We may use a fulfillment company to fill and ship your order and a credit card processing company to verify your card number and process the transaction. We may also give your information to a delivery or postal service so that it can get your order to you.

-If you use WBC to email content to a friend, WBC will automatically send this person a one-time email, with the recommended profile, report, or other content attached. The email address you give us will appear on the "From" line of the email, thereby disclosing this information to whoever opens and reads the email. Similarly, if you send email from our site, by using "Email this Profile" or "Email this Post," your address may appear as the return address of that email.

We may sometimes conduct mailings to other people's lists.

To make it easier for us to comply with the Federal CAN-SPAM Act of 2003, we may share our email list of people who have requested not to receive promotional communications from us with the list providers (or contractors) solely so that we can avoid sending emails to people who have asked not to receive them (or, conversely, so that our advertisers can avoid sending emails to people who have requested not to hear from them). We provide these lists only to list providers or contractors that we consider to be reputable, and only under strict nondisclosure/nonuse agreements.

We may disclose personal information in some other limited circumstances, but we will specifically describe them to you when we collect the information, such as in the rules of a contest or a new service. For example, if we are going to give personal information to a contest's sponsor, we will disclose it when you sign up for the contest, so that you can decide whether to enter.

We may employ contractors or other third parties to help with our operations. We may give them access to databases of user information, so that they can perform their services for us, including performing system maintenance, displaying personalized content, performing list analysis or management, or sending mailings for us from our advertisers. These parties are all subject to confidentiality agreements that restrict their use and disclosure of information they obtain through their relationship with WBC.

The ads appearing on this Website are delivered to you by DoubleClick or another Web advertising partner. Information about your visits to wealthbasecamp.com, such as the number of times you have viewed an ad (but not your name, address, or other personal information), is used to serve ads to you. For more information about DoubleClick and how to opt-out of their tracking methods, please click here.

WBC and its subsidiaries may share information for site administration or order fulfillment, and to notify you of products and services that may interest you. If you would prefer not to hear about such products and services, simply go to our opt-out page and let us know.

How do we use "IP addresses" and "Cookies"?

IP Addresses

Your Web browser or email application automatically provides your Internet Protocol address ("IP address") to other computers with which you communicate over the Internet, so that they know where to send you information.

We receive an IP address each time you view one of our Web pages, because the browser automatically reports it to us. We also may store the IP address when you register with WBC, post a message, sign up for an event or group, or buy something from us.

We may use IP addresses for various purposes, including:
- Diagnosing service or technology problems.
- Assessing and maintaining system security.
- Displaying the most appropriate advertising or content.
- Studying how people use our site and how we can improve it.
- Reporting to advertisers about aggregate, but not individual, information derived from IP addresses.

Cookies

Cookies are used on our sites in the following ways:

We use cookies to access your stored account information automatically when you log on to our site, in order to deliver a better and more personalized service.

We use cookies to estimate our audience size and usage patterns. The unique cookie that is given to each browser accessing WBC is then used to determine usage patterns and help us target content and ads based upon user interests.

We use cookies to allow you to access your account information automatically, as well as make changes to your personal information.

Our search engines may use cookies to expedite your search for content or products.

In the course of serving advertisements to this site, our Web advertising partner, may place or recognize a unique cookie on your browser.

Some of our advertisers use third-party networks to serve their advertisements on our sites and in our HTML-formatted newsletters. Often, these third-party advertising companies use cookies, Web beacons, and similar technologies to measure advertisement effectiveness. We do not control, nor do we have access to, their cookies or the information they obtain. Use of their tracking technology is subject to their own privacy policies. If you would like more information about the privacy policies of third-party advertising networks, including information on how to opt out of their tracking methods, check out http://www.networkadvertising.org/optout_nonppii.asp.

Most browsers are set up to accept cookies, but you can configure yours to refuse cookies or notify you when you've received one. Browsers differ, so check your "Help" menu to learn how to change your cookie preferences. If you reject cookies on our sites, though, you will not be able to access all areas of them or use many of their features, including our discussion boards and portfolio tracker. When you accept our cookies, we cannot use them to find out who you really are, unless you tell us. For more information about cookies, read the unofficial Cookie FAQ from CookieCentral.com

Besides cookies, we may also use tiny electronic images (called "single-pixel GIFs" or "Web beacons"), which allow us to count users who have visited specific pages or access certain cookies. We may use single-pixel GIFs in the following ways:
- To count and recognize users.
- To conduct research on behalf of some partners on their websites, and for auditing purposes.
- To determine aggregate information about users, including demographic and usage information.
- To determine which email messages were opened and/or acted upon when we send HTML-formatted email messages (messages resembling Web pages that include graphics).

Advertising networks that serve ads on our site may also use single-pixel GIFs in their advertisements. In general, any electronic image viewed as part of a Web page, including an ad banner, can act as a Web beacon.

Use of Cookies

WBC uses cookies to store visitors' preferences and to record session information, for purposes including ensuring that visitors are not repeatedly offered the same advertisements and to customize newsletter, advertising, and Web page content based on browser type and user profile information. We do not link the information we store in cookies to any personally identifiable information you submit while on our site. You may be able to configure your browser to accept or reject all or some cookies, or notify you when a cookie is set -- each browser is different, so check the "Help" menu of your browser to learn how to change your cookie preferences -- however, you must enable cookies from WBC in order to use most functions on the site Please note that WBC allows 3rd party advertisers that are presenting advertisements on some of our pages to set and access their cookies on your computer. Advertisers' use of cookies is subject to their own privacy policies, not the WBC Privacy Policy.

One type of cookie, known as a "persistent" cookie, is set once you've logged in to your WBC account. The next time you visit the WBC web site, the persistent cookie will allow us to recognize you as an existing user so you will not need to log in before using the service. In order to access or change any of your private information (like a credit card number), however, you must log in securely again with your password even if your computer contains your persistent cookie. Additionally, if you log out of the WBC site you will need to re-enter your password the next time you visit in order to log in to your account. Another type of cookie, called a "session" cookie, is used to identify a particular visit to the WBC site. Session cookies expire after a short time or when you close your web browser.

Due to the communications standards on the Internet, when you visit the WBC web site we automatically receive the URL of the site from which you came and the site to which you are going when you leave WBC. We also receive the Internet protocol (IP) address of your computer (or the proxy server you use to access the World Wide Web), your computer operating system and type of web browser you are using, as well as the name of your ISP. This information is used to analyze overall trends to help us improve the WBC service. The linkage between your IP address and your personally identifiable information is never shared with third-parties without your permission or except when required by law.

Web Beacons:

We allow other companies, called ad networks, to serve advertisements to WBC users. Ad networks include third party ad servers, ad agencies, ad technology vendors and research firms. WBC may "target" some ads to users that fit a certain general profile — for example, "real estate owners in Colorado." WBC does NOT use personally identifiable information to target ads.

To deliver these ads properly, WBC may include a file, called a web beacon, from these ad networks within pages served by WBC so the networks may provide anonymized, aggregated auditing, research and reporting for advertisers as well as to target ads to you while you visit other websites.

Because your web browser must request these advertisements and web beacons from the ad network's servers, these companies can view, edit or set their own cookies, just as if you had requested a web page from their site.

These general targets may also be used by ad networks to display targeted ads on other websites as a substitute for random, irrelevant ads. You will never see additional ads as a result of being a WBC user and WBC never provides personally identifiable information to any advertiser nor any third party.

You may opt-out of use of Web beacons in WBC pages that you view and of placement of a cookie by ad networks in your browser. To opt-out click here and go to the "Advertising" section at the bottom and change the setting there to "No".

If you opt-out you will lose the potential benefit of receiving ads that are more targeted to your interests.

Privacy Policies of Third Party Advertising and Links

Ads appearing on this Web site may be delivered to users by WBC or one of our Web advertising partners. Our Web advertising partners may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement. In this way, ad servers may compile information about where you, or others who are using your computer, saw their advertisements and determine which ads are clicked on. This information allows an ad network to deliver targeted advertisements that they believe will be of most interest to you. This privacy statement covers the use of cookies by WBC and does not cover the use of cookies by any advertisers.

WealthBaseCamp.com contains links to other sites. WBC is not responsible for the privacy policies and/or practices on other sites. If you follow links from our site to others, you should be aware that you are doing business with those other sites, which have their own privacy and data collection practices. WBC has no responsibility or liability for these independent policies (and we may not even know what they are). When linking to another site a user should read the privacy policy stated on that site. Our privacy policy only governs information collected on WealthBaseCamp.com.

What kind of security measures to we take to protect your information from accidental loss or disclosure?

WBC is committed to protecting your personal information. We store information you provide us on our secure servers. Further, the information you provide when making a purchase is encrypted with SSL technology.

Some areas of our sites are password-protected. Only you have access to these password-protected areas. Do not share your passwords with anyone. If you are using a computer to which others have access, such as one in a computer lab, Internet cafe, or public library, always remember to log out and close your browser window when leaving our site.

Please note that we cannot guarantee the security of member account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member information at any time.

How can you edit or remove the information we have about you?

WBC users may modify or remove any of their personal information at any time by logging into their account and accessing features such as Edit Profile and Account Info.

Your may leave WealthBaseCamp at any time and upon leaving you may demand that all the personal information relating to you be deleted.

How do we respect children's privacy?

Our sites are not directed at children under the age of 14. We operate our sites in compliance with the Children's Online Privacy Protection Act and will not knowingly collect or use personally identifiable information from anyone under 14.

Children are not eligible to use our service and we ask that persons under the age of 14 do not submit any personal information to us or use the service. You must be over 14 years old to participate on the WBC website. Some events have a minimum age of 18 or 21 years old.

Other information you should know about Privacy.

This statement applies to our U.S. site only

This Privacy Statement applies to the operations of our U.S. sites. Data handling practices and rules may differ from country to country. WBC has a global membership and as such, your Personal Information may be viewed in countries that may not have the same level of legal protection for Personal Information as exists in the U.S.A.

Give Information to us at your own risk

While we do our best to protect your personal information, WBC cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. What does all this mean? Just as in the investing world, you must protect yourself. You are responsible for maintaining the secrecy of any password and/or account information. Please be careful and responsible whenever you are online, especially when using a computer that other people can use also.

Changes in Our Privacy Policy

WBC may change this Privacy Statement at any time, but we will give notice of any material change (or any notices that we are required to give you) on our websites and/or in email messages. A User is bound by any changes to the policy when she or he uses the site after those changes have been posted

Contacting Wealth Base Camp

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, or if you believe that WBC has not adhered to these principles, please notify us by email at: privacy( at )wealthbasecamp.com (1212 Queens Boulevard, NY, NY 10011)

Last Updated: January 18, 2007